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Some people jokingly said happy new year on the 1st of February because they think January was just a trial months and the new year only starts in this month. That is not really a bad idea after all. Every new month is a fresh start. Take time to think this afternoon what you would like to achieve this month and the remaining 10 months. What were some of the things that crossed your mind in January? It can be financially, physically and spiritually.

As we reflect and plan ahead of the month to come, let us look at what came up during the week. Reflections makes me think of the key takeaways of each blog post and why I wrote it and here is why:

1. I wrote on weddings costs splits in part 1 and part 2. This was to tackle some misconceptions about wedding days and the burden it can have on poor couples.  Many of the costs could be avoided if we really just sat down and think of why are getting married in the first place. Throw away expectations and relax our standard of what is a wedding of your dream. I even heard  of things like ” if you would like an ok wedding you need at least N$250 000″. I thought to myself wow, I might end up alone living in my food forest if that is what society thinks.

2. Then I brought to you the difference between provident, pension fund and retirement annuity. If you really want to secure your future whilst still job hopping to find your dream job, please consider taking out a retirement annuity independent of your employer.

3. I also explain why we should make responsible investments by ensuring that we are investing in things we understand. The key document if you are investing in a specific fund, you need to be asking for a fund fact sheet so that you can know where your money is going and whether you happy that it is being used that way.

4. And I ended off with how to save a little bit of cash here and there by doing simple things that can start a journey of frugal living and saving a little extra each month.

This week, I am happy to give you a glimpse of what is to come. In no particular order we have a post on renting, types of businesses, effectively paying your bills, giving wisely and going on whilst the storm calms down.

In response to the number of questions I got on the side hustle, I am introducing a new feature. Every Thursday, I will be interviewing a friend that has a side hustle. This is just to give you an idea of how many people out there are doing it, why they are doing, what they are doing and how they are doing it.

My hope is that you are inspired to just go for it. In addition, if you cannot innovate, you can copy them. There is no harm in trying a business idea that you see here as there is enough market for everything. Competition is what makes the business grow.

 

Happy reading this week .

Love

Dhalondoka

 

 

 

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